Volume 2, Issue 12, 2025-MSIJEBM

Capacity Gaps and Training Needs in Performance Evaluation: A Case of the Zanzibar M&E Workforce

Farashuu Juma Moh’d, The Open University of Dar es Salam Zanzibar Stone Town Tanzania.
Dr. George Nyaronga, The Open University of Dar es Salam Zanzibar Stone Town Tanzania.

MSI Journal of Economics and Business Management (MSIJEBM) | DOI https://zenodo.org/records/18038213 | Page 01 to 23

Abstract

This study examines capacity gaps and training needs in performance evaluation within Zanzibar’s Monitoring and Evaluation (M&E) workforce. Specifically, it investigates how capacity dimensions’ skills, knowledge, resources, institutional support and training program attributes frequency, coverage, and relevance influence the quality of performance evaluation in public institutions. The study adopted a mixed methods research design, integrating quantitative and qualitative approaches. Quantitative data were collected through structured questionnaires administered to 150 M&E officers drawn from various ministries, departments, and agencies under the Zanzibar Development Plan (ZADEP). Qualitative data were obtained through key informant interviews, which provided in-depth insights to complement the quantitative findings. Descriptive statistics summarized respondents’ perceptions, and multiple linear regression analysis tested the influence of the seven predictor variables on the quality of performance evaluation.

The findings revealed that the seven predictors jointly were explained by 53.8% of the variance in evaluation quality (R² = 0.538, p < 0.001). At the variable level, skills (β = 0.178, p = 0.013), knowledge (β = 0.161, p = 0.020), institutional support (β = 0.147, p = 0.025), training frequency (β = 0.112, p = 0.043) and training relevance (β = 0.134, p = 0.028) emerged as statically significant predictors of evaluation quality. In contrast resources (p = 0.112) and training coverage (p = 0.089) did not show statistically significant effects. These results indicate that continuous professional development, supported by strong institutional frameworks and relevant training, is essential for improving the accuracy, timeliness, and utilization of performance evaluations in Zanzibar’s public sector.

The study concluded that strengthening technical competencies, enhancing institutional support, and providing regular and relevant training are critical for improving the quality of performance evaluation in Zanzibar’s public sector. The findings underscore the importance of institutionalized M&E capacity development initiatives, stronger collaboration between government institutions, ZAMEA, and academic bodies, as well as the introduction of professional certification mechanisms to enhance evaluation practice and promote evidence-based decision-making in Zanzibar.

Keywords: Capacity Building, Monitoring and Evaluation, Performance Evaluation, Training Programs, Institutional Support, Public Sector.

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PERCEPTION AND ATTITUDES OF ENTREPRENEURS TOWARDS ISLAMIC AND COMMERCIAL BANK LOAN SYSTEM IN NIGERIA

Ifeanyi Ugbebor, Ph. D, Department of Business Management UK Management College Sunderland Campus United Kingdom.
Stella Omorojie, Ph. D, Department of Vocational and Technical Education (Business Education Unit) Faculty of Education.
Ofume Abigail, Department of Vocational and Technical Education (Business Education Unit).

MSI Journal of Economics and Business Management (MSIJEBM) | DOI https://zenodo.org/records/18006084 | Page 01 to 35

Abstract

This work presents a study that examines the perceptions and attitudes of entrepreneurs toward Islamic and commercial bank loan systems in Nigeria. The theory of planned behaviuor framework was adopted to investigate how awareness, marketing, coverage, cost, risk, and ethical/religious considerations influence entrepreneurial financing choices. A multivariate regression technique involving multinomial, binary, and linear models was used to test six hypotheses linking perceptual difference scores to financing decisions for the cross-sectional survey of 600 entrepreneurs across five business sectors in Nigeria. Results of this study substantiate that marketing effectiveness (B = 1.377, p < 0.001), service coverage (B = 2.199, p < 0.001), and cost competitiveness (B = 1.468, p < 0.001) significantly influence primary banking relationships, thereby validating the planned behaviour framework’s perceived behavioral control dimension. Further findings in this study reveal critical paradoxes that awareness reinforces convectional banking dominance through negative coefficients (B = -2.042, p < 0.001) rather than promoting alternative adoption, while Islamic banking’s perceived ethical superiority (x̄ = 0.286) and risk-sharing advantages (x̄ = 0.186) demonstrate no significant behavioral impact across all models, underscoring a disconnection between moral positioning and actual financing decisions. By extending planned behavior theory to foreground operational feasibility and structural constraints as dominant determinants that override attitudinal and other components in high-stakes financial contexts within emerging markets, this research contributes novel insights into how accessibility barriers and cost structures recalibrate entrepreneurial financing pathways despite favorable ethical perceptions. The study concludes with policy and practical recommendations aimed at eliminating infrastructural deficits through Islamic banking branch network expansion, implementing targeted awareness campaigns, ensuring cost competitiveness, and establishing supportive regulatory frameworks, thereby fostering inclusive financial access as a lever for sustainable entrepreneurial development in Nigeria.

Keywords: Shari’ah-compliant finance, financial inclusion, perceived behavioral control, accessibility barriers, dual banking system, emerging markets

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Economic Implications of Tax Revenue and Non-Tax Revenue on Government Finances in Sokoto State, Nigeria

Mahmood Omeiza Adeiza, Department of Accounting, Faculty of Management Sciences Usmanu Danfodiyo University, Sokoto.
Sagir Rabiu, Department of Accounting, Faculty of Management Sciences Usmanu Danfodiyo University, Sokoto.

MSI Journal of Economics and Business Management (MSIJEBM) | DOI https://zenodo.org/records/17961010 | Page 01 to 19

Abstract

This study investigates the economic implications of tax revenue and non-tax revenue on government finances in Sokoto State, Nigeria. The study examines the stability and volatility of tax revenue and non-tax revenue and assesses their relationship to overall revenue generation in the state. Using a quantitative research design anchored on descriptive statistics, the study analyzes data from the Nigeria Governors’ Forum Public Finance Database. The findings reveal that tax revenue and non-tax revenue have significant economic implications on government finances in Sokoto State, contributing 12.83% and 5.25% to the total revenue, respectively. The study also finds that there is stability and volatility with tax revenue and non-tax revenue, with moderate variability in tax revenue and a slight upward trend in non-tax revenue from 2019 to 2021, as well as that, a weak positive relationship exists between tax revenue and non-tax revenue, indicating that changes in tax revenue do not strongly influence changes in non-tax revenue. Accordingly, the study recommends that the Sokoto State government should explore alternative revenue streams, improve tax collection efficiency, stabilize non-tax revenue, and conduct regular reviews to assess the effectiveness of revenue generation and allocation strategies.

Keywords: Non-tax Revenue, Revenue Generation, Sokoto State, Tax Revenue.

          All articles published by MSIP are made immediately available worldwide under an open access license. No special permission is required to reuse all or part of any MSIP article, including figures and tables.

          For articles published under a Creative Commons CC BY 4.0 license, any part of the article may be reused for any purpose, including commercial use, provided that the original MSIP article is clearly cited.

REVENUE ALLOCATION AND SOCIO-ECONOMIC DEVELOPMENT OF EBONYI STATE, 2015 - 2023

Etim Okon Frank, Department of Public Administration, University of Uyo Uyo Akwa Ibom State.
Igwe Victor Emeka, Department of Public Administration, University of Uyo Uyo Akwa Ibom State.

MSI Journal of Economics and Business Management (MSIJEBM) | DOI https://zenodo.org/records/17922478 | Page 01 to 38

Abstract

Effective and efficient revenue allocation and utilization remain the cornerstone of development of any society. This research work therefore set out to examine the relationship between improved revenue allocation and socioeconomic development of Ebonyi state from 2015-2023 aiming to identify factors that accounted for the effective utilization of the revenue allocated to Ebonyi within this period. It focuses on the impact of the federation account committee (FAAC) disbursements and internally generated revenue (IGR) on key socioeconomic indicators such as infrastructure development, education, food production and poverty reduction. The differences between the socio-economic development of Ebonyi State from 2015-2023 and the previous administrations were also examined. A mixed method approach was employed including the distribution of survey questionnaires and key informants’ interview with relevant stake holders, to collect data on the effective utilization of the revenue generated and allocated to Ebonyi within the period under review.  The study adopted two theories, namely, the Fiscal Federalism Theory and the Decentralization Theory.  The analysis revealed significant correlation between improved revenue allocation and the socioeconomic development of Ebonyi State from 2015-2023 highlighting the development recorded in education, infrastructure and the agricultural sector in Ebonyi State within the period under review. The study thus recommended that it is imperative for the state government to partner with relevant development partners and the various local governments to ensure that there is adequate infrastructural development spread in both urban areas and rural communities across the 13 local governments of the state so as to fast-track socio-economic development status of the people of the state.

Keywords: Revenue allocation, Socioeconomic development, FAAC disbursements & IGR, Ebonyi State (2015–2023)

          All articles published by MSIP are made immediately available worldwide under an open access license. No special permission is required to reuse all or part of any MSIP article, including figures and tables.

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Artificial Intelligence as a Lever and Risk of Institutional Decoupling in Developing Countries: The Regulatory Role of Prophylactic Governance

Wafa EL FKIHI, PhD Candidate in Management Sciences.
Badr TOUZI, Associate Professor, Habilitation.

MSI Journal of Economics and Business Management (MSIJEBM) | DOI https://zenodo.org/records/17810108 | Page 01 to 30

Abstract

This study addresses the dual challenge of Artificial Intelligence (AI) adoption in Developing Countries (DCs). While AI is presented as a necessary lever to compensate for chronic institutional gaps and weak information systems (IS), past experience with imported Performance Measurement Systems (PMS) suggests a high risk of institutional decoupling. Using a purely conceptual and theoretical methodology based on a systematic narrative review of contingency theory, institutional theory, and algorithmic rationality, this article extends the Hybrid and Contextual Model (MHCP). We develop a framework demonstrating that AI simultaneously poses a triple risk of decoupling—technological, institutional, and normative—if deployed technocentrically. The core finding is formulated through three theoretical propositions positioning Prophylactic Governance (P2) as the critical moderator of the risk induced by algorithmic rationality. P2-AI, acting synergistically with Performance Culture (P1) and Structural Decentralization (P3) is essential to guarantee strategic alignment with Global and Sustainable Performance. This research transforms the AI challenge from a technical problem into a proactive governance imperative for DCs, offering a strategic framework for anticipatory governance and digital sovereignty.

Keywords: Artificial Intelligence (AI), Prophylactic Governance, Institutional Decoupling, Developing Countries (DCs), Algorithmic Rationality.

          All articles published by MSIP are made immediately available worldwide under an open access license. No special permission is required to reuse all or part of any MSIP article, including figures and tables.

          For articles published under a Creative Commons CC BY 4.0 license, any part of the article may be reused for any purpose, including commercial use, provided that the original MSIP article is clearly cited.

RELATIONSHIP OF DIETARY HABIT AND CHRONIC DISEASE: A STUDY ON NAOGAON DISTRICT, BANGLADESH

Mst Bellyful, Graduate Student, Department of Economics, University of Rajshahi, Rajshahi, Bangladesh.
Md Atiqul Islam, Professor, Department of Economics, University of Rajshahi, Rajshahi, Bangladesh.
Md Shahidul Islam, PhD Fellow, Concordia University, Montreal, Canada.

MSI Journal of Economics and Business Management (MSIJEBM) | DOI https://zenodo.org/records/17829383 | Page 01 to 20

Abstract

Chronic illnesses, including diabetes, hypertension, and cardiovascular disease, are becoming more common, especially in low- and middle-income nations. One key factor contributing to this burden is unhealthy eating habits. It is rare to find evidence in Bangladesh that links specific food patterns to particular health outcomes. The purpose of this study is to investigate the relationship between adult chronic illnesses and eating habits. The study identifies three dietary patterns: the Westernized pattern, characterized by a high intake of meat, red meat, dairy products, eggs, saturated fat, and sodium; the Fats & Sugar pattern, characterized by a high intake of vegetable fats and added sugars; and the Fruits & Vegetables pattern. Interestingly, the results show that the Westernized diet is significantly associated with an increased risk of hypertension (OR = 3.90, 95% CI; p < 0.05).  On the other hand, individuals who favor fruits and vegetables are less likely to have chronic diseases, specifically hypertension (OR = 0.243, 95% CI; p < 0.05) and diabetes (OR = 0.208, 95% CI; p < 0.05). This suggests that a diet rich in fruits and vegetables is protective for health, while a westernized eating style poses a significant health risk. No significant relationship is apparent between the Fats & Sugar pattern and hypertension or diabetes.

Keywords: dietary patterns, health, chronic diseases, hypertension, diabetes.

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